303.233.4500 [email protected]

The retirement you deserve.

Never make another monthly mortgage payment.

Fulfill your bucket list.

Gain access to additional cash to enhance your lifestyle.

A Reverse Mortgage is a financial tool that allows eligible homeowners 62 and older to create cash flow and financial peace of mind at a time in life when they need it most.

What Our Clients Say About The Oddo Group Reverse Team

I had a great experience with Tim Oddo and Diamond Espinosa from Luminate Home Loans. I had approached him last year about a reverse mortgage and I did not pull the trigger. This spring I decided to go forward. Home values and interest rates had changed (and not in my favor) but Tim and Diamond were able to make it work. I’m retired on a fixed income and this will make my life and finances so much easier.” – Anne

From my first conversation with Tim in the fall of 2022 to the closing of my reverse mortgage in March 2023, the guidance and concern, for my well being as a senior citizen, in choosing the right solution to my unique situation, by Tim and his staff went above and beyond my expectations!!!” – Jeanne

“I first went to Tim to get a “lay of the land” to see how the program works. I finally was ready 2 years ago and got it done for our new home. (YES, you can buy a home with a reverse).
This year we refinanced that reverse mortgage and got a line of credit! NEAT! Great team too, but more important to me, Tim had his finger on the package all the way through.” – Pete


Let’s answer your questions about this powerful loan.
Please don’t hesitate to call, text, or email me. Thank you!



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