The Retirement you Deserve.

Never make another monthly mortgage payment.

Fulfill your Bucket List.

Gain access to additional cash to enhance your lifestyle.

A Reverse Mortgage is a financial tool that allows eligible homeowners 62 and older to create cash flow and financial peace of mind at a time in life when they need it most.

Monthly mortgage payments can be eliminated and the senior homeowner(s) always remains on title.

Now while it’s not for everyone, the Reverse Mortgage is an underutilized product in the Mortgage Lending world. With 10,000 people every day turning 65 years old and more than half of those with mortgage debt…it’s time to put fresh eyes on this program. There simply isn’t a loan that has this amount of flexibility or allows for more options to the homeowner.

With A Reverse Mortgage You Can

Age In Place Without All The Normal Pressures
Eliminate Monthly Mortgage Payments, Reducing Expenses and Increasing Cash Flow!
Reduce the Burden of Out-Of-Pocket Healthcare Costs
Fund the Expense for Caregivers, Live-In Nurses, or Other In-Home Care

Use Your Available Equity However You Like

Debt Consolidation
Living Expenses
Home Improvements
Helping Children With College
Purchase A Second Home While Still Maintaining Your Primary Residence

A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a Federal Housing Administration (FHA) insured loan which enables seniors to access a portion of their home’s equity to obtain tax free funds without having to make monthly mortgage payments.

HECM reverse mortgages create more options – more monthly cash-flow – more financial peace of mind. A Reverse Mortgage is the best kept secret in mortgage lending…

DISPELLING MYTHS & EMPOWERING HOMEOWNERS

Reverse Mortgages have been misunderstood for far too long,

Knowledge is holding people back from this game-changing loan.

I’m here to educate clients and professionals (from real estate agents to financial/retirement planners) on topics like:

The Myths / Scams about Reverse Mortgages

The Reverse Mortgage Basics & Process

The Financial Math

LEARN MORE

“My Mother’s wish is to spend her remaining days/months/years in her home. As we know, in home care 24/7 is very expensive. The only way this was possible was to do a Reverse Mortgage. We were fortunate to find Tim Oddo…”

– Claudette Elder

“Tim’s introduction to me about reverse mortgages immediately changed my perception and understanding about what it means — and, the incredible value it can add to the lives of both early or late retirees. I wish I’d know sooner!”

– Cathy Kruzic

“My husband and I were not sure if a Reverse Mortgage was right for us. Many people told us we would not own our home anymore. This is just not true. After talking with Tim Oddo, who explained everything so well, we understood just what was involved.”

– Georgana Stolzenbach

“Deciding on going forward with a Reverse Mortgage was certainly a major decision and one I am glad I made.”

– Marge H.

Read Client Experiences

Why I Believe in Reverse Mortgages

by Tim Oddo

I have been in the mortgage business for about 20 years and I originated my very first Reverse Mortgage back in 2005. I feel Reverse Mortgages are the best kept secret in mortgage lending…there simply isn’t a loan that has this amount of flexibility or allows for more options to the homeowner. Now while it’s not for everyone, the Reverse Mortgage is an underutilized product in the Mortgage Lending world. With 10,000 people every day turning 65 years old and more than half of those with mortgage debt…it’s time to put fresh eyes on this program. Simply stated a Reverse Mortgage is a loan secured to the house where the homeowner remains on title and they can use their equity to extinguish existing monthly mortgage payments and/or have access...

HOW CAN I HELP YOU?

Let’s answer your questions about this powerful loan.
Please don’t hesitate to call, text, or email me. Thank you!

TIM ODDO

303.233.4500
[email protected]
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