A Reverse Mortgage is a financial tool that allows eligible homeowners 62 and older to create cash flow and financial peace of mind at a time in life when they need it most.
Monthly mortgage payments can be eliminated and the senior homeowner(s) always remains on title.
With A Reverse Mortgage You Can
- Age In Place Without All The Normal Pressures
- Eliminate Monthly Mortgage Payments, Reducing Expenses and Increasing Cash Flow!
- Reduce the Burden of Out-Of-Pocket Healthcare Costs
- Fund the Expense for Caregivers, Live-In Nurses, or Other In-Home Care
Use Your Available Equity However You Like
- Debt Consolidation
- Living Expenses
- Home Improvements
- Helping Children With College
- Purchase A Second Home While Still Maintaining Your Primary Residence
A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a Federal Housing Administration (FHA) insured loan which enables seniors to access a portion of their home’s equity to obtain tax free funds without having to make monthly mortgage payments.
HECM reverse mortgages create more options – more monthly cash-flow – more financial peace of mind. A Reverse Mortgage is the best kept secret in mortgage lending…
DISPELLING MYTHS & EMPOWERING HOMEOWNERS
Reverse Mortgages have been misunderstood for far too long,
Knowledge is holding people back from this game-changing loan.
I’m here to educate clients and professionals (from real estate agents to financial/retirement planners) on topics like:
- The Myths / Scams about Reverse Mortgages
- The Reverse Mortgage Basics & Process
- The Financial Math

Why I Believe in Reverse Mortgages
I have been in the mortgage business for about 20 years and I originated my very first Reverse Mortgage back in 2005. I feel Reverse Mortgages are the best kept secret in mortgage lending…there simply isn’t a loan that has this amount of flexibility or allows for more options to the homeowner. Now while it’s not for everyone, the Reverse Mortgage is an underutilized product in the Mortgage Lending world. With 10,000 people every day turning 65 years old and more than half of those with mortgage debt…it’s time to put fresh eyes on this program. Simply stated a Reverse Mortgage is a loan secured to the house where the homeowner remains on title and they can use their equity to extinguish existing monthly mortgage payments and/or have access...
HOW CAN I HELP YOU?
Let’s answer your questions about this powerful loan.
Please don’t hesitate to call, text, or email me. Thank you!
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TIM ODDO
303.233.4500
[email protected]
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